Are you a spender or a saver? A credit card maximizer or a debit-only minimalist? In this episode, we unpack the everyday decisions that quietly shape your financial life — from Warren Buffett’s investing advice and exchange-traded funds to subscription overload, budgeting habits, and whether new cars are really a trap.
We get real about the hidden costs of homeownership, surprise expenses (hello, childcare and dryer fires), Costco vs. Sam’s Club loyalty, coupon codes, name brands vs. generics, and even how much the outfit you’re wearing right now actually cost.
Plus: Do dogs cost as much as kids? Should you obsess over your credit score? What would you never spend money on? And ultimately — can money actually buy happiness?
It’s practical, honest, and with one of our favorite guest David Leake. Just the way money conversations should be. Listen to the full episode here.
Show Notes for Season 5 Episode 4
- What is your money philosophy?
- Are you a spender or a saver?
- Are you a multi-subscription household or do you wait and subscribe to one platform at a time to save money?
- Do you have other subscriptions – apple, gym, applications, news, etc?
- Do you use credit cards or debit cards and why?
- Do you budget?
- Do you think new cars are a financial trap?
- What surprised you at how expensive it was when you bought your house?
- How much did you spend on the outfit you are wearing right now?
- Dogs are expensive. Are kids really that expensive?
- Childcare?
- Diapers?
- Activities?
- Costco or Sam’s Club or neither?
- Name brand vs generic?
- Do you use coupon codes?
- What are you currently saving up for?
- How often to you check in on your money?
- Do you care about your credit score?
- What is something you would never spend money on?
- Can money buy happiness?